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Wednesday, 21 November 2018

IMPORTANT PAYMENT TERMS DURING BUSINESS DEALINGS

IMPORTANT PAYMENT TERMS DURING BUSINESS DEALINGS ||

Payment is the major points in business dealings. The payment is done between the seller and the buyer. This payment is done in various ways. I have written about the quotation and price fixation of products. All of the dealings become success by a payment. 

Prompt Cash
Payment terms for goods or services in which payment is due within a few days (usually not more than 14) of delivery of the goods or the rendering of the service.

Spot Cash
Money that is paid for something immediately, when it is delivered.

Net Cash
The amount of cash-on-hand claimed on financial statements after subtracting current liabilities. Net cash is typically an indicator of a company's cash flow position at the end of a reporting period.

Cash with order (CWO) 
A payment term whereby the buyer remits the money at the time the order is placed. Under this term, the buyer is actually extending credit to the seller. Also called payment in advance.

Cash On Delivery
the system of paying for goods when they are delivered

Bill of lading
Detailed list of a ship's cargo in the form of a receipt given by the master of the ship to the person consigning the goods.

Deferred Payment
Temporary postponement of the payment of an outstanding bill or debt, usually involving repayment by installments

  

COTTON PROPERTIES II CHEMICAL PROPERTIES OF COTTON

COTTON PROPERTIES
CHEMICAL PROPERTIES OF COTTON

COTTON PROPERTIES II PHYSICAL PROPERTIES OF COTTON

COTTON PROPERTIES:

PHYSICAL PROPERTIES OF COTTON:


Cultivation of Cotton Fibre

Successful cultivation of cotton requires a long frost-free period, plenty of sunshine, and a moderate rainfall, usually from 60 to 120 cm (24 to 47 in). Soils usually need to be fairly heavy, although the level of nutrients does not need to be exceptional. In general, these conditions are met within the seasonally dry tropics and subtropics in the Northern and Southern hemispheres, but a large proportion of the cotton grown today is cultivated in areas with less rainfall that obtain the water from irrigation. Production of the crop for a given year usually starts soon after harvesting the preceding autumn. Cotton is naturally a perennial but is grown as an annual to help control pests. Planting time in spring in the Northern hemisphere varies from the beginning of February to the beginning of June. The area of the United States known as the South Plains is the largest contiguous cotton-growing region in the world. While dryland (non-irrigated) cotton is successfully grown in this region, consistent yields are only produced with heavy reliance on irrigation water drawn from the Ogallala Aquifer. Since cotton is somewhat salt and drought tolerant, this makes it an attractive crop for arid and semiarid regions. As water resources get tighter around the world, economies that rely on it face difficulties and conflict, as well as potential environmental problems.[45][46][47][48][49] For example, improper cropping and irrigation practices have led to desertification in areas of Uzbekistan, where cotton is a major export. In the days of the Soviet Union, the Aral Sea was tapped for agricultural irrigation, largely of cotton, and now salination is widespread.
Cotton can also be cultivated to have colors other than the yellowish off-white typical of modern commercial cotton fibers. Naturally colored cotton can come in red, green, and several shades of brown.

Genetic modification

Genetically modified (GM) cotton was developed to reduce the heavy reliance on pesticides. The bacterium Bacillus thuringiensis (Bt) naturally produces a chemical harmful only to a small fraction of insects, most notably the larvae of moths and butterflies, beetles, and flies, and harmless to other forms of life.The gene coding for Bt toxin has been inserted into cotton, causing cotton, called Bt cotton, to produce this natural insecticide in its tissues. In many regions, the main pests in commercial cotton are lepidopteran larvae, which are killed by the Bt protein in the transgenic cotton they eat. This eliminates the need to use large amounts of broad-spectrum insecticides to kill lepidopteran pests (some of which have developed pyrethroid resistance). This spares natural insect predators in the farm ecology and further contributes to noninsecticide pest management.
But Bt cotton is ineffective against many cotton pests, however, such as plant bugs, stink bugs, and aphids; depending on circumstances it may still be desirable to use insecticides against these. A 2006 study done by Cornell researchers, the Center for Chinese Agricultural Policy and the Chinese Academy of Science on Bt cotton farming in China found that after seven years these secondary pests that were normally controlled by pesticide had increased, necessitating the use of pesticides at similar levels to non-Bt cotton and causing less profit for farmers because of the extra expense of GM seeds. However, a 2009 study by the Chinese Academy of Sciences, Stanford University and Rutgers University refuted this. They concluded that the GM cotton effectively controlled bollworm. The secondary pests were mostly miridae (plant bugs) whose increase was related to local temperature and rainfall and only continued to increase in half the villages studied. Moreover, the increase in insecticide use for the control of these secondary insects was far smaller than the reduction in total insecticide use due to Bt cotton adoption. A 2012 Chinese study concluded that Bt cotton halved the use of pesticides and doubled the level of ladybirds, lacewings and spiders. The International Service for the Acquisition of Agri-biotech Applications (ISAAA) said that, worldwide, GM cotton was planted on an area of 25 million hectares in 2011. This was 69% of the worldwide total area planted in cotton.
GM cotton acreage in India grew at a rapid rate, increasing from 50,000 hectares in 2002 to 10.6 million hectares in 2011. The total cotton area in India was 12.1 million hectares in 2011, so GM cotton was grown on 88% of the cotton area. This made India the country with the largest area of GM cotton in the world. A long-term study on the economic impacts of Bt cotton in India, published in the Journal PNAS in 2012, showed that Bt cotton has increased yields, profits, and living standards of smallholder farmers. The U.S. GM cotton crop was 4.0 million hectares in 2011 the second largest area in the world, the Chinese GM cotton crop was third largest by area with 3.9 million hectares and Pakistan had the fourth largest GM cotton crop area of 2.6 million hectares in 2011. The initial introduction of GM cotton proved to be a success in Australia – the yields were equivalent to the non-transgenic varieties and the crop used much less pesticide to produce (85% reduction). The subsequent introduction of a second variety of GM cotton led to increases in GM cotton production until 95% of the Australian cotton crop was GM in 2009 making Australia the country with the fifth largest GM cotton crop in the world. Other GM cotton growing countries in 2011 were Argentina, Myanmar, Burkina Faso, Brazil, Mexico, Colombia, South Africa and Costa Rica. 
Cotton has been genetically modified for resistance to glyphosate a broad-spectrum herbicide discovered by Monsanto which also sells some of the Bt cotton seeds to farmers. There are also a number of other cotton seed companies selling GM cotton around the world. About 62% of the GM cotton grown from 1996 to 2011 was insect resistant, 24% stacked product and 14% herbicide resistant.
Cotton has gossypol, a toxin that makes it inedible. However, scientists have silenced the gene that produces the toxin, making it a potential food crop.

Organic production

Organic cotton is generally understood as cotton from plants not genetically modified and that is certified to be grown without the use of any synthetic agricultural chemicals, such as fertilizers or pesticides. Its production also promotes and enhances biodiversity and biological cycles. In the United States, organic cotton plantations are required to enforce the National Organic Program (NOP). This institution determines the allowed practices for pest control, growing, fertilizing, and handling of organic crops. As of 2007, 265,517 bales of organic cotton were produced in 24 countries, and worldwide production was growing at a rate of more than 50% per year.

What is Textile Fiber? Types of Textile Fiber.

Fiber:
It is defined as one of the delicate, hair portions of the tissues of a plant or animal or other substances that are very small in diameter in relation to there length. A fiber is a material which is several hundred times as long as its thick.

Textile Fiber:
Textile fiber has some characteristics which differ between fiber to Textile fiber. Textile fiber can be spun into a yarn or made into a fabric by various methods including weaving, knitting, braiding, felting, and twisting. The essential requirements for fibers to be spun into yarn include a length of at least 5 millimeters, flexibility, cohesiveness, and sufficient strength. Other important properties include elasticity, fineness, uniformity, durability, and luster.

Banana fiber is one kind of fiber but it is not a textile fiber. Because it can not fill up the above properties. So we can say that all fiber are not textile fiber.


Types of Textile Fiber:

Generally two types of fiber.

1. Natural fiber.
2. Manmade fiber.

Natural Fiber:

Natural fibers include those produced by plants, animals, and geological processes. They are biodegradable over time. They can be classified according to their origin.
A class name for various genera of fibers (including filaments) of: 
(1) animal (i.e., silk fiber and wool fiber); 
(2) mineral (i.e., asbestos fiber); or
(3) vegetable origin (i.e., cotton fiber, flax fiber, jute fiber, and ramie fiber).

Manmade Fiber:
It is also known as Manufactured fiber. Synthetic or man-made fibers generally come from synthetic materials such as petrochemicals. But some types of synthetic fibers are manufactured from natural cellulose; including rayon, modal, and the more recently developed Lyocell.
A class name for various genera of fibers (including filaments) produced from fiber-forming substances which may be: 
(1) Polymers synthesized from chemical compounds, e.g., acrylic fiber, nylon fiber, polyester fiber, polyethylene fiber, polyurethane fiber, and polyvinyl fibers; 
(2) Modified or transformed natural polymers, e.g., alginic and cellulose-based fibers such as acetates fiber and rayons fiber; and 
(3) Minerals, e.g., glasses. The term manufactured usually refers to all chemically produced fibers to distinguish them from the truly natural fibers such as cotton, wool, silk, flax, etc.e.g: Glass fiber,

Thursday, 1 September 2016

HOW TO PICK THE PERFECT TOWEL......GSM CONSIDERATION

Bath towels are typically the hardest working members of your hotel or household. As well as keeping us dry and clean, towels add to the look and feel of a bathroom and can even be expected to wipe up muddy floors or dry your pet after its weekly wash. When shopping for towels it is important to avoid choosing a towel from touch alone. Here are tips for finding high-quality towels and knowing how the GSM of a towel can play a vital part in the selection process.
To ensure the towel feels cozy and luxurious, check the care label and ensure it states the towel is 100% cotton. Cotton fibers naturally attract water and can hold almost 25 times its weight in liquid. For extra comfort, 100% combed cotton ensures that the shorter threads have been removed, keeping the towel strong and prevent pilling. However, most towels are made of cotton, but the look and feel of towels largely depends on the type of cotton used. Towels designed and priced for everyday use are typically made of standard cotton, while the more expensive Egyptian cotton towels have a much longer threads, allowing each towel to have more moisture absorbing loops per inch.
The number and the length of loops is also an important factor in choosing the right towel. The denser the loops, the more absorbent the towel will be so check the stitch for thick, tightly packed loops. If however you can see the base of the towel, then this is an indicator of a poor quality towel. The key to the longevity of a towel is for the hems to be double stitched all the way around the edges of the towel. This extra reinforcement reduces fraying and will give your bath towels a longer life.
The best way to judge the quality of a towel is to hold it. A high quality towel feels much heavier than it looks and in turn will be much more absorbent. The weight of a towel is measured by the GSM (Grams per Square Metre). Low GSM (300-400) towels are light and thin whilst high GSM (450-600) towels are thicker and heavier. A towel that weighs less than 400 GSM is likely to be thin and typically suitable for a gym bag or trips to the beach. If you are purchasing a hand towel or guest towel then it is advisable for the GSM to be at least 400. For Bath Towels, a higher GSM of 500 will provide a soft and absorbent towel. Typically, the higher the GSM, the better performance you will have from the towel.

 

Tuesday, 24 May 2016

Parts of Conventional Terry Towel



A woven Terry towel consists of five parts. These are the Hem, Terry Bar, Border, Body(Terry), selvedge. Every towel does not have to contain all of these parts. The pile area is considered the toweling part of the towel.  The beginning and end sections are the tightly woven areas of a towel which come before or after the pile fabric part and prevent this pile area from unraveling.  The selvage contains fewer number of warp end s than the pile area, woven without pile as a flat weave and has the purpose to reinforce the towel sides. Hem at the beginning and end of the towel stitched with two fold. Border mainly used for decorative purpose.